Posts Tagged ‘Flaw’

11
Oct

Unthink THIS

   Posted by: Britt    in Bankruptcy, On the Law of Attraction

Oh! if only it were true! If only we could think — or for that matter UNTHINK — things into existence. What a nicer place this world could be!

Here’s what is keeping me awake this tonight: banks and taxes.

Sigh. It’s a brain-full.

I’ll keep this simple, because it’s very complex-yet-simple stuff.

First, the banks. If you are like me, you have heard of the “fractional-reserve” banking system. The way I understood it was that banks could lend out the same amount of money ten (in a 1:10 system) or twenty (1:20) times. I understood it academically. Starting today, I actually began to grasp what it meant.

Let’s say I go into a bank and deposit $40,000.

(…and I haven’t yet wrapped my brain around the notion that banks write money into existence the instant you put your signature on to the promissory note to repay the loan, making this original $40,000 and the resulting $1,000,000 in profits even more insidious…) 

The 10:1 fractional-reserve system requires the bank to hold on to 10% of it (1/10th) and it then allows the bank to lend out the other 90%, or $36,000.

So then the other borrow, the new owner of the $36,000 deposits that loan into their bank. Again, their bank is required to hold on to 10% or $3,600, and it loans out the remaining $32,400.

The next borrow takes their $32,400 loan, deposits it into their bank account, and that bank in turn holds onto $3,240 and lends out $29,160.

This is only the first three layers of transactions. Ultimately, this system of deposit-and-lend can happen about a hundred times. By the time the bank is done laundering my money, it has taken my $40K and churned out another $360,000 in loans.

And then, the magic happens. Yes, there’s more: it’s called Compound Interest. Get out your calculators or just go on basic trust here, but generally speaking, any 20 year loan on 5% interested compounded monthly produces an amount close to 2.5 the original amount. So $40K times 2.5 yields about $120K. And we know %5 is low-balling it.

So the bank, in lending out $360,000 instantaneously now receives a cool million in 20 years of repayments that include principal and interest. Yes, the magic of Compound Interest.

So where does this $960,000 of hard cold cash come from, especially since it doesn’t even exist in the first place? Why, we borrow it from the banks of course. Business loans. Mortgages. Lines of credit. Credit cards.

A self-perpetuating system destined to leave the individual poor and the banks rich.

And you might think it stops there. Well, no. Actually it doesn’t.

There’s the second layer of shit called “governments.” The biggest misconception out there is that governments tax “things” or stuff. In Canada, we have personal and corporate taxes, payroll taxes, excise taxes, liquor taxes, income taxes, gas taxes, sales taxes, estate taxes,  and on and on the list grows.

But what it really boils down to is that “things” are NOT taxed. What is really taxed is the movement of money. If you have a $20 bill in your pocket that is 20 years old, stop and imagine for a moment the number of transactions this piece of paper has seen in its two decades. Consider how long it stays in your wallet. A week? Maybe two? If a $20 bill sees even just 10 transactions in a year, assuming a taxation rate of 15% (which it’s not, it’s more like 50%), it will have generated $15 for the government in taxes in one year. And $300 in twenty years.

(Consider just one transaction. You buy a thing for one dollar. Immediately, there’s sales tax. Let’s say 7%. Then with this one sale, the owner has earned an income. So there’s income tax. Let’s say 25%. So without even considering import/export  and employee taxes, 33% of this dollar has immediately gone to the government.)

Again, it has generated more than it’s original value for the government.

It’s really quite depressing.

And how does this all lend (haha) itself to the law of attraction? Simple. One of the biggest mantras of the gurus is: It’s a sin to sit on money. As quick (!) as you earn it, so must you spend it. In fact, if you don’t have enough money it’s because you refuse to spend enough money. You are tight-fisted and obsessed with holding on. And as long as you hoard what you have you won’t be free to get more.

But really, this multi-billion dollar self-help industry keeps money in circulation; and this, my friends, means more loans,which in turn means more taxes.

Depositing the money in the bank means more loans, more debt. Which in turn puts more money into circulation which in turn means more taxes.

But here’s the real crime of hoarding: If you put $40,000 of bills under your mattress, you have “robbed” the banks of a million dollars AND “robbed” the governments of the taxes that they would have earned with this extra million in circulation. And yet, sadly, you yourself cannot transform this $40K into a million.

Do you get this? While each and every one of us (capable of reading this and comprehending it) will be dead in the next 100 years, the system will survive. Taxation is thousands of years old. Fractional-reserve banking is about 300 years old. And we, the individuals cranking out our debt-ridden lives to climb to the top of this mad pyramid scheme, are all enslaved to this.

So given even this scratch-the-surface level of economical understanding, do you really think we can think our way out of this?

It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.
– Henry Ford

Problem is, who’s getting it? And of those who get it, what in hell can be done about it? Our national wealth — and indeed our entire economy — depends on this house of cards being upheld.

Is a storm is blowing our way?

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The Train

Imagine this. It’s 1:34 am. A moonless night. For whatever reason (every story needs to start with an unknown trauma behind you), you are beside a railway track, just a foot or two to the side.

You have infamously fallen and you can’t get up.

In the ghostly distance you hear the ghastly hoot-hoot of an oncoming train. You struggle to get unstuck. No luck. A brief minute passes and you no longer just hear it: you see its ominously-deadly headlight doggedly lurching toward you. Chugachuga chugachuga choo-choo. This is it. Your big moment. The grand finale.

Admittedly, you’re being dramatic. For you are not square on the railroad track. You’re off to the side. You are also somewhat smart: you also know that trains are typically wider than the  track they run on. But visions of your own demise dance in your head. You are the train wreck. Soon to be the wreckage.

So you do the only thing any normal human being would do. You pray. Your life flashes before your eyes. You do a quick-and-nasty inventory of what you can do without and offer it up.

And, here’s the fun bit, you get to chose your own ending.

Option 1

Miracle of miracles happen. Before the train can hit you, it rumbles to a stop. Why? probably because you prayed to your god. A hobo comes along, gets you unstuck and helps you up. And you live happily ever after.

Option 2

Miracle of miracle happens. The train passes you by and you don’t get a scratch. You get a bruise. A big black-and-blue, ache-to-the-bone nasty bruise on your right upper arm. Because something happened, something incredible. Someone threw a bagful of freshly bundled unmarked bills out the window and it smacked you right there. Why? probably because you prayed to your god. A hobo comes along, gets you unstuck and helps you up. And you live happily ever after.

The End

All fairy tales end with that promise, aka Happily Ever After. It’s a lie, by the way. It gets a lot more complicated. But that’s for another tale. Let’s (ominously) stay on track.

Here’s what really happened. You think you discovered the secret. It’s called god. But now elevated to God. Intermingled with the glory of self wallowing and the new realization that this entire Universe is all about you. Thoughts are things, you realize. You control the Universe, as evidenced by the recent near miss. As evidenced by your very own life.

You set out to share the news with others. You know everyone is seeking this secret. This Secret. You know that people generally undervalue what comes to them freely (after all, you too payed the ultimate price of adrenaline). And so you charge them for this information. And you write books on how to think the right thoughts and have the right mindset. And you give seminars. Oh sure your seminars are free to start, but you give no real secrets away on these freebies. Just incentive. Motivation to move up to the next level (for $1,000). And the next (for $5,000). And the next (for $30,000). And you capture it all onto audio. So that you can continue to spread the word. At a significant cost of course.

Why gosh! you have become a guru. A Guru.

And in the shadows of Truth, with the layers peeled back, here’s what really happened.

Option 1

There was a train station. You were so wrapped in the drama of your own demise that you failed to make out its unlit shape in the shadows. Your sweet God actually had nothing to do with it. The train station, on the other hand, had everything to do with it.

Option 2

A  bank robber’s sleeper car was just about to be searched. He was tipped off by the bus boy (do trains have bus boys? No idea. Hey, it’s MY story about you. I’m the one telling it here), who has had a long standing crush on this swarthy and dangerous frequent flyer. Or rider rather. The bank robber made the split-second decision to trash the loot and live to steal another day, so he opened the window and tossed out his single (but incredibly valuable) bag of bills.

You were so wrapped up in the drama of your own demise that you failed to realize that this was a perfect example of opportunity, where luck meets preparedness. Preparedness had everything to do with where you were physically located in that moment. It had nothing to do with who you were or how hard you worked to get there (because face it, you didn’t).

Your sweet God actually had nothing to do with it. Another person’s story, which had nothing to do with you, had everything to do with it.

Epilogue

The Law of Attraction is taken to these same ridiculous extents. Oprah did not pray her way into her career. God did not reward her for her visions. She happened to be the right person with the right attitude, at the right place, at the right time. Dastardly end of sentence. Strike me down now or for ever hold your peace.

Well what do you know… I’m still typing.

When they (the ominous They) tell you that if you can conceive it you can achieve it, they mislead you. What they really mean is that if you can see it you may achieve it.

Think of yourself as an Olympic athlete running the hundred yard dash. In the moment that marks the beginning of the race, when that gun goes off and each of you pushes off, you are all the same. An athlete with a goal. You can all see it. You can all conceive it. But only one of you will achieve it.

Will it ever be you?

I don’t know. Are you persistent? Are you will to accept a personal best as a win? Or must must the entire universe revolve only around just you? Perhaps you didn’t think enough happy thoughts then. Or not in the right sequence. Or the smile on your face was actually fake. Never mind that the winning runner was faster….

In these times of extreme financial hardship, it’s only natural that we turn to those who have succeeded. Financially. Only you need to realize that the entire financial success of many (most?) of these Gurus depends not on the god they chose to pray to, not on their prior dramas, but on the fact that you are willing to dish up the dough that sustains them. They depend on your financial struggles to fill their coffers.

So give your head a shake. Get clear on what you want. Seek the council that directly addresses your path. (HINT: Getting rich is not it. That’s a dream, not a goal.) If you want to write a book, for goodness sake speak to authors. If you want to open a store that sells shoes for the hard to fit, for goodness sake talk to other niche store owners. If you want to work in a German deli, talk to the boss. Stop throwing good money away on gurus teaching you something as stupid as how to win the lottery.

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19
Aug

Fear the teacher with nothing left to learn

   Posted by: Britt    in On The Secret

Rhonda Byrne has written a follow up to The Secret, called The Power. In it she claims to have discovered “the most powerful force in the universe” and that her readers will develop the ability and skills to manipulate this “Power” to make all their dreams materialize. The power she is talking about is “the power […]

Above is an excerpt from Yakaru, blogger of the site aptly named, “Spirituality is No Excuse.” As usual, he hits the nail on the head. Read, and follow.

One of the biggest commonalities among LOA “teachers” (term used incredibly loosely here) is the LACK of accountability. Their positioning is that they know everything and you know nothing, and all you have to do is open your mind to their right-ness.

Socrates once said, “All I know is that I know nothing.” The sign of a becoming a philosopher was the deep knowledge that you know nothing. A debate was in fact an exercise in listening and learning, not an exercise of positioning and proving.

When looking for a REAL teacher, it’s vital that your teacher is constantly learning. When someone claims ultimate KNOWING, let that be your first indication to turn and run (as fast as your little legs will carry you) into the opposite direction.

Rhonda Byrne immediately positions herself as all-knowing. Good marketing says to talk from the perspective of the buyer, which, as this blog shows, has been done with incredible effectiveness.

So from a business perspective, great marketing; from a mentor perspective, run baby run.

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Meryl Davids Landau, author of the new spiritual women’s novel, Downward Dog, Upward Fog, writes an article asking the ultimate (I’m being facetious) question: Does the James Arthur Ray Trial Mean There’s No Law of Attraction?

I was shocked to discover that her answer to the question is a simple, No, of course not!

Wow. This was not at all what I expected to read from the Huffington Post. Quite the opposite indeed.

The few in this world who succeed to the point of having multi-millions and even billions of dollars at their fingertips find the concept of random circumstance too frightening. It ignores the ego. The notion that is has nothing to do with your goodness or greatness is inconceivable.

Believing that they were/are special is much more comforting than believing they got lucky. Indeed, our ego hungers to believe it received because it believed, making it exceptionally special. Godlike. As a species, we’ve spent thousands of years mimicking the gods in attempt to get close to what they’ve achieved. So when we achieve it, we believe we’ve arrived at that secret formula. So why not package and sell it? The rest of us also hunger for that validation. (The foundations of solid marketing here.)

Yet, there are far more Willy Loman’s in the world (Death of a Salesman, fellow who believed if he could just walk the walk and talk the talk then he too would become successful – a fundamental “belief” at the core of the so-called “Law” of attraction) than there are Oprahs. But LOA advocates easily rip this point to shreds by mindlessly stating that the Willy Lomans simply do not think, feel, or believe the right things. Akin to blaming the victim.

LOA is landmine of destruction. Sure, there are a few towering trees (a favoured LOA metaphor) that loom over the masses in the forest, but statistically most saplings will die before they can even cast a scrawny shadow. Not because of their thoughts, but because of the random placement on this earth, in this universe. Their potential for growth was doomed by a larger cast shadow. Or some random hungry cow. Whatever.

Statistically speaking, the popularity of motivational speakers increase in times of economic upheaval. The Great Depression launched Dale Carnegie’s career. Depressions, recessions, and natural upheavals invite the human hunger to know (and tap into the power of) God.

A fire here in Alberta recently wiped out one third the entire town of Slave Lake. Norman James’s house was left standing amidst the ruins, and he quickly commented that there must be a higher power looking out for him.

“All I can say is if anybody believes in God or a creator or whatever, I believe it’s a miracle,” said James. “I believe my house is still standing because of a higher power.”

What that blissfully simple  statement pleasantly ignores is that that same God finds James’s neighbours unworthy of the same level of protection.

Yes, it’s easy to believe in a God when you’re succeeding. Our ego craves this. And it’s easy to cling on to the notion of a God when your desperate to find your way out of disaster. It’s called Hope, and it’s there for us all. But to charge money for that, and then to blame Willy Loman for not thinking the right thoughts is where, in my books, an ethical line is crossed. When lives are lost, it becomes criminal. I think the people on the jury– not God — needs to find James Arthur Ray guilty.

Luck is random and subjected to the whim of time, place, nature, and the influence of others. Governments, banks; family and neighbours. Success is being prepared when an opportunity (should the opportunity arise) crosses your path. You can’t think that opportunity into existence. You can’t justify it into existence, using the exception (ie Oprah) not the rule (Willy Loman) to back it up.

Huffington Post, you’ve seriously let me down.

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Violence against [name-your-cause, mine is women] happens because there is a cluster of so-called “thinkers” out there who believe that [women] are inferior, objects to be owned and controlled.

According to the extremist Law of Attraction advocate, a woman gets raped because there is something innately within her that desires to get raped.

Some might soften the blow a little, and say (as they do about violent acts against children) that the thoughts that the child/woman was emanating to the universe was of smaller significance than that of the perp. (Other’s might blame it on the mother’s inability to protect the child because her thoughts are all wrong.)

When the h#ll did we get so f*cked up with our thinking??

As a feminist years back, I jumped on the bandwagaon that made violence against [women] a woman’s issue. We’d build our little victim recovery centres and pat each other’s hands and say there there dear, it’s all over now but tell me again about your pain. You need to let it go, little sister.

As a feminist today, I am jumping on a different bandwagon that is making violence against women a man’s issue. No more hand-holding, just a straight-up acknowledgement that, yes, you’ve been physically assaulted, but honey, you will heal; the person who’s psychologically bent is the frigger who did this to you. Now there’s one soul who seriously and immediately needs a good therapist.

Interestingly, I’m not alone. There are other groups out there who advocate it. Other men’s groups. Watch Tony Porter, a speaker at a TED-Women event. Here what “vibes” this guy is putting out into the universe.

Now, here’s the interesting question (or more accurately series of questions) that I’ll put out there to the LOA extremists who dare to read this blog (and other’s like it): If we can agree that the bulk of all men are not rapists (even though the bulk of all women experience sexual interruption), why is it that rape still happens in epidemic proportions? Whose thoughts are manifesting it? Are the women manifesting it? Or are womanly vibes not “strong” enough for the universe to register, and it’s actually the men’s thinking that brings it about? Can we say that when rape is used as a very specific war tactic (as it was in Bosnia), that when rape is conceived by men as a strategy, that the women have caused it to happen specifically to them? to her? to that one?

If there are men out there like Tony Porter who advocate that men step up to the thinking part of their brain, and women like me out there who subscribe to the belief that violence is a man’s issue (not a woman’s), why in the hell aren’t our thoughts significant enough to change the way things are?

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16
Mar

What’s Your Story?

   Posted by: Britt    in General Information, My Story

I’m thinking of documenting my experience with the (f)Law of Attraction in the form of a book.

If you would like to add your story, I would love to hear from you. Your anonymity is guaranteed, as is anyone mentioned in your story. No real names will be mentioned in the book. The point is not to “get back” or “get even” with another person or organization; rather, it is to inform the millions out there to whom this has happened (or is happening) that there is life beyond this particular chapter in the story.

Our stories are familiar to many, but we tend to hide behind the mantle of shame (I can’t believe this happened to me….). It’s time to step out and step up. Let’s help others learn from our experiences!

Click here to contact me and to get your story out there.

Thanks to those who visit, read, and register at this site!

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